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6 Steps for Rosena Successful Auto Accident Personal Injury Claim
Oct 05, 2017
Car accidents are stressful events, especially when you're injured as a result. Further, making a mistake after an accident can hurt your personal injury claim. Even something that seems as simple as apologizing to the other driver can cost you thousands in reduced damages. To avoid common mistakes, consider these six steps that can significantly help your personal injury claim.
Seek Immediate Medical Assessment
Following a car accident, it's imperative that you seek medical assessment immediately, even if you think that you're okay. It's not uncommon for people involved in car accidents to refuse medical treatment at the scene. This is a mistake because lack of pain does not mean lack of injury. Some injuries are internal and may cause no pain, and waiting to get medical treatment in such cases could impact your personal injury claim.
Report the Accident to Your Insurer Immediately
The hours and days following a car accident are often chaotic. You'll have to deal with damage to your vehicle and potential injury, and you will likely find yourself bombarded with phone calls from the opposing insurance company.
In the hectic time immediately after a car accident, it's critical that you report the accident to your insurance company. Failing to report an auto accident within 48 hours following a wreck is a violation of most insurers' terms and conditions. If you violate your insurance company's terms and conditions, you may have a challenging time pursuing your claim.
Follow the Prescribed Treatment Plan
By law, you're required to take reasonable steps to mitigate damages. This means that if you're injured in a car accident, you must take action to avoid additional injury. A number of factors are considered when a company or court determines the amount of damages you can claim, and failing to follow your doctor's orders can allow the other party to argue that you failed to mitigate damages. The result could be a reduction in your settlement amount.
Gather Evidence and Keep Detailed Documentation
When it comes to favorably settling a car accident personal injury claim, one of the most important supports of your case is evidence to support your claim for damages. To make sure you have this crucial evidence, keep a detailed account of everything related to the car accident.
For example, if your back pain from the car accident forced you to miss work for three months, you'll need documents to prove you missed work and that your back pain was severe enough to prevent you from working.
Wait to Speak With a Claims Adjuster
You may think it's practical to speak with the other driver's insurance company and claims adjustment agent, but doing so can actually hurt your personal injury claim. The insurance agency and its representatives are vested in minimizing their own costs. That means the insurance agency's priority is to limit the amount of damages you can claim.
If you give a written or recorded statement, the insurance company can use it against you to deny you certain damages. Wait until you speak with an experienced personal injury attorney before giving any statements to the other driver's insurance carrier.
Speak With an Experienced Personal Injury Lawyer
Following a car accident in which you've sustained an injury, get the guidance of an experienced personal injury attorney before taking action. Doing so could mean the difference between a successful claim and an unsuccessful one.
If you wait too long, you may end up making a number of mistakes that impact the amount of damages you can claim for your personal injury case. Your action may even leave your case dead in the water all together. If you or a loved one has been injured in a car accident, contact Frederic M. Rosen, PC
, for a consultation.
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Car accidents are scary, and even when there are no injuries, the repercussions of a crash can continue for weeks or even months. To minimize an accident’s effect on your everyday life, follow these guidelines.